:root {
  --bg: #f4efe2;
  --bg-2: #ebe4d2;
  --bg-3: #e2dac4;
  --ink: #14110b;
  --ink-2: #2a2519;
  --muted: #6b6450;
  --line: #1a160d;
  --line-soft: rgba(20, 17, 11, 0.18);
  --accent: #b14a2f;
  --accent-2: #8a3920;
  --leaf: #3b4a2a;
  --gold: #a8854a;
  --serif: "Newsreader", "Source Serif 4", Georgia, serif;
  --mono: "JetBrains Mono", ui-monospace, "Menlo", monospace;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; overflow-x: hidden; }
body {
  background: var(--bg);
  color: var(--ink);
  font-family: var(--serif);
  font-size: 18px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

a { color: inherit; text-decoration: none; }

.mono {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-weight: 500;
}

/* layout shell */
.page {
  min-height: 100vh;
  background:
    radial-gradient(1200px 600px at 85% -10%, rgba(177,74,47,0.06), transparent 60%),
    radial-gradient(900px 500px at -10% 110%, rgba(59,74,42,0.08), transparent 60%),
    var(--bg);
}
.frame {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 56px;
}
@media (max-width: 720px) {
  .frame { padding: 0 22px; }
  body { font-size: 16px; }
}

/* nav */
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 28px 0 18px;
  border-bottom: 1px solid var(--line-soft);
}
.brand { display: flex; align-items: center; gap: 14px; }
.brand-mark {
  width: 52px; height: 52px;
  display: grid; place-items: center;
  background: transparent;
}
.brand-mark img { width: 100%; height: auto; display: block; }
.brand-name { display: flex; flex-direction: column; line-height: 1.05; }
.brand-name b { font-weight: 600; font-size: 16px; letter-spacing: 0.01em; }
.brand-name span { font-family: var(--mono); font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--muted); margin-top: 4px; }
.nav-right { display: flex; align-items: center; gap: 28px; }
.nav-right .mono { color: var(--muted); }
a.home-link, a.home-link:visited, a.home-link:hover, a.home-link:active { text-decoration: none !important; transition: color 0.2s; }
a.home-link:hover { color: var(--accent); }
.brand-name .phone-mobile { display: none; }
@media (max-width: 720px) {
  .nav-right { display: flex; }
  .nav-right .mono:not(.home-link) { display: none; }
  .brand-name .phone-mobile { display: block; font-family: var(--mono); font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--muted); margin-top: 2px; }
}

/* hero */
.hero { padding: 32px 0 8px; position: relative; text-align: center; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; color: var(--muted); margin-bottom: 28px; }
.eyebrow .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }
.hero h1 {
  font-family: var(--serif);
  font-weight: 500;
  font-size: clamp(36px, 6vw, 84px);
  line-height: 0.95;
  letter-spacing: -0.02em;
  margin: 0 auto 36px;
  max-width: 30ch;
  text-wrap: balance;
}
.hero h1 em {
  color: var(--accent);
  font-style: italic;
  font-weight: 400;
}
.hero-sub {
  max-width: 56ch;
  font-size: clamp(17px, 1.5vw, 20px);
  color: var(--ink-2);
  line-height: 1.55;
}
.hero-meta {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 56px;
  border-top: 1px solid var(--line-soft);
  border-bottom: 1px solid var(--line-soft);
  padding: 18px 0;
}
.hero-meta > div { display: flex; flex-direction: column; gap: 6px; padding-right: 24px; }
.hero-meta .mono { color: var(--muted); }
.hero-meta .val { font-size: 16px; }
@media (max-width: 720px) {
  .hero { padding: 28px 0 12px; }
  .hero h1 { max-width: 100%; margin-bottom: 16px; font-size: clamp(28px, 7vw, 40px); }
  .hero-meta { grid-template-columns: 1fr; gap: 16px; padding: 18px 0; }
  .hero-meta > div { padding: 0; }
}

/* section heading */
.sec { padding: 24px 0 32px; border-top: 1px solid var(--line-soft); }
.sec-head { display: grid; grid-template-columns: 200px 1fr; gap: 56px; margin-bottom: 36px; align-items: end; }
.sec-head .mono { color: var(--muted); }
.sec-head h2 {
  font-family: var(--serif);
  font-weight: 500;
  font-size: clamp(36px, 4.5vw, 64px);
  line-height: 1;
  letter-spacing: -0.02em;
  margin: 0;
  max-width: 18ch;
  text-wrap: balance;
}
.sec-head h2 em { color: var(--accent); font-style: italic; font-weight: 400; }
@media (max-width: 720px) {
  .sec { padding: 56px 0; }
  .sec-head { grid-template-columns: 1fr; gap: 14px; margin-bottom: 36px; }
}

/* method cards — separate tiles in a row */
.step-mark { color: var(--muted); margin-bottom: 14px; display: inline-block; }
.methods { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.method {
  position: relative;
  cursor: pointer;
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--bg);
  text-align: left;
  font: inherit;
  color: inherit;
  display: flex; flex-direction: column;
  min-height: 360px;
  padding: 0;
  overflow: hidden;
  transition: transform 220ms ease, box-shadow 220ms ease, background 220ms ease, border-color 220ms ease;
}
.method:hover { background: #faf4e4; transform: translateY(-3px); box-shadow: 0 18px 32px -24px rgba(20,17,11,0.4); }
.method.active { background: var(--ink); color: var(--bg); border-color: var(--ink); }
.method.active .method-num,
.method.active .method-sub { color: rgba(244,239,226,0.72); }
.method.active .method-rule { background: rgba(244,239,226,0.25); }
.method.active .method-foot { background: rgba(244,239,226,0.08); border-color: rgba(244,239,226,0.18); }
.method.active .method-icn { color: var(--bg); opacity: 0.85; }
.method-top {
  display: flex; align-items: center; justify-content: space-between;
  padding: 22px 26px 0;
}
.method-num { font-family: var(--mono); font-size: 11px; letter-spacing: 0.2em; color: var(--muted); text-transform: uppercase; }
.method-icn { color: var(--ink); opacity: 0.7; }
.method-title {
  font-family: var(--serif);
  font-weight: 700;
  font-size: clamp(22px, 2.4vw, 30px);
  line-height: 1.05;
  letter-spacing: -0.01em;
  color: var(--accent);
  margin: 28px 26px 16px;
  text-wrap: balance;
}
.method-rule {
  height: 1px;
  background: var(--line-soft);
  margin: 0 26px;
}
.method-sub {
  margin: 18px 26px 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.55;
  flex: 1;
}
.method-foot {
  margin-top: 22px;
  padding: 16px 26px;
  border-top: 1px solid var(--line-soft);
  background: #faf4e4;
  display: flex; align-items: center; justify-content: space-between;
  transition: background 220ms ease, border-color 220ms ease;
}
.method.active .method-foot { background: rgba(244,239,226,0.08); }
.method:not(.active):hover .method-foot { background: var(--bg); }
.method-select {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  display: inline-flex; align-items: center; justify-content: space-between;
  width: 100%;
}
.method-select .arrow { transition: transform 220ms ease; }
.method:hover .method-select .arrow { transform: translateX(3px); }
.method.active .method-select .arrow { transform: translateY(2px); }
@media (max-width: 900px) {
  .methods { gap: 12px; }
  .method-top { padding: 18px 18px 0; }
  .method-title { margin: 22px 18px 14px; }
  .method-rule { margin: 0 18px; }
  .method-sub { margin: 14px 18px 0; font-size: 14px; }
  .method-foot { padding: 14px 18px; }
  .method { min-height: 280px; }
}
@media (max-width: 640px) {
  .methods { grid-template-columns: 1fr; gap: 14px; }
  .method { min-height: 0; }
}

/* sequential step blocks */
.stage-step {
  margin-top: 48px;
  border-top: 1px solid var(--line-soft);
  padding-top: 36px;
}
.stage-step-head {
  display: flex; align-items: flex-end; justify-content: space-between;
  gap: 24px;
  margin-bottom: 22px;
  flex-wrap: wrap;
}
.stage-step-head .step-mark { margin-bottom: 0; color: var(--ink); font-weight: 500; }
.stage-step-meta {
  display: flex; align-items: center; gap: 20px;
  color: var(--muted);
}
.amt-pill {
  display: inline-flex; align-items: baseline; gap: 8px;
  padding: 8px 14px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--bg);
}
.amt-pill b { font-family: var(--serif); font-weight: 600; font-size: 16px; color: var(--ink); letter-spacing: -0.005em; }
.amt-pill .mono { color: var(--muted); font-size: 10px; }
.link-btn {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  background: transparent;
  border: 0;
  cursor: pointer;
  color: var(--accent);
  padding: 6px 0;
  border-bottom: 1px solid currentColor;
}
.stage-hint {
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 14px;
}

/* display frame (QR or wetravel) */
.display-frame {
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--bg);
  padding: 36px;
  min-height: 520px;
  display: flex;
}
.display-frame.qr-frame {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 36px;
  align-items: stretch;
}
.display-aside { display: flex; flex-direction: column; gap: 18px; justify-content: center; }
.display-aside .mono { color: var(--muted); }
.display-aside ol {
  margin: 0; padding: 0; list-style: none;
  counter-reset: step;
  display: flex; flex-direction: column; gap: 14px;
}
.display-aside ol li {
  counter-increment: step;
  display: grid;
  grid-template-columns: 28px 1fr;
  align-items: start;
  gap: 14px;
  font-size: 17px;
  line-height: 1.5;
  color: var(--ink-2);
}
.display-aside ol li::before {
  content: counter(step, decimal-leading-zero);
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.15em;
  color: var(--accent);
  padding-top: 4px;
}
.display-aside .btn { align-self: flex-start; margin-top: 10px; }
@media (max-width: 900px) {
  .display-frame { padding: 22px; min-height: 0; }
  .display-frame.qr-frame { grid-template-columns: 1fr; gap: 26px; }
}
@media (max-width: 720px) {
  .display-frame { padding: 6px; border: none; }
}

/* empty-hint */
.empty-hint {
  margin-top: 18px;
  border: 1px dashed var(--line-soft);
  border-radius: 6px;
  padding: 22px 28px;
  display: flex; align-items: center; gap: 18px;
  background: rgba(255,255,255,0.4);
}
.empty-hint .empty-tag { margin-left: auto; color: var(--muted); }
.empty-hint .mono { display: block; }
.empty-hint > div:not(.mono) { font-size: 18px; }
@media (max-width: 720px) {
  .empty-hint { flex-direction: column; align-items: flex-start; gap: 10px; }
  .empty-hint .empty-tag { margin-left: 0; }
}

/* panel — appears below methods */
.panel {
  margin-top: 32px;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: var(--bg);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  min-height: 560px;
}
.panel-left {
  padding: 40px;
  background: #faf4e4;
  border-right: 1px solid var(--line-soft);
  display: flex; flex-direction: column;
}
.panel-right {
  padding: 40px;
  display: flex; flex-direction: column;
  position: relative;
  background:
    linear-gradient(to bottom right, rgba(20,17,11,0.02), transparent),
    var(--bg);
}
@media (max-width: 900px) {
  .panel { grid-template-columns: 1fr; min-height: 0; }
  .panel-left, .panel-right { padding: 28px; border-right: 0; }
  .panel-left { border-bottom: 1px solid var(--line-soft); }
}

.panel-label { color: var(--muted); margin-bottom: 16px; }
.panel-title {
  font-family: var(--serif);
  font-weight: 500;
  font-size: 36px;
  line-height: 1.05;
  letter-spacing: -0.01em;
  margin: 0 0 12px;
}
.panel-title em { color: var(--accent); font-style: italic; font-weight: 400; }
.panel-title { margin-bottom: 24px; }
.panel-desc { color: var(--ink-2); margin: 0 0 32px; max-width: 38ch; }

/* full-width variant for bank */
.panel.full { grid-template-columns: 1fr; min-height: 0; }
.panel.full .panel-left { border-right: 0; border-bottom: 1px solid var(--line-soft); padding: 36px 40px 28px; }
.panel.full .panel-right { padding: 36px 40px 40px; background: var(--bg); }
@media (max-width: 900px) {
  .panel.full .panel-left, .panel.full .panel-right { padding: 28px; }
}

/* amount grid */
.amount-label { color: var(--muted); margin-bottom: 14px; }
.amounts {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border: 1px solid var(--line);
  border-radius: 4px;
  overflow: hidden;
  background: var(--bg);
}
.amount {
  font: inherit;
  background: transparent;
  color: inherit;
  border: 0;
  border-right: 1px solid var(--line-soft);
  border-bottom: 1px solid var(--line-soft);
  padding: 22px 14px;
  cursor: pointer;
  text-align: center;
  position: relative;
  transition: background 180ms ease, color 180ms ease;
}
.amount:nth-child(4n) { border-right: 0; }
.amount:nth-last-child(-n+4) { border-bottom: 0; }
.amount-val { font-family: var(--serif); font-weight: 500; font-size: 26px; line-height: 1; letter-spacing: -0.01em; }
.amount-curr { font-family: var(--mono); font-size: 10px; letter-spacing: 0.2em; color: var(--muted); margin-top: 6px; display: block; }
.amount:hover { background: rgba(177,74,47,0.06); }
.amount.selected { background: var(--ink); color: var(--bg); }
.amount.selected .amount-curr { color: rgba(244,239,226,0.6); }
.amount.selected::after {
  content: "";
  position: absolute;
  top: 8px; right: 8px;
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--accent);
}

/* QR display */
.qr-stage {
  flex: 1;
  display: grid;
  place-items: center;
  position: relative;
}
.qr-card {
  width: 100%;
  max-width: 360px;
  aspect-ratio: 1 / 1.05;
  background: var(--bg);
  border: 1px solid var(--line);
  padding: 18px 18px 14px;
  display: flex; flex-direction: column;
  position: relative;
}
.qr-card-title {
  text-align: center;
  font-family: var(--serif);
  font-weight: 500;
  font-size: 22px;
  margin: 4px 0 12px;
}
.qr-card img {
  flex: 1;
  width: 100%;
  object-fit: contain;
  min-height: 0;
}
.qr-card-foot {
  text-align: center;
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.16em;
  color: var(--muted);
  text-transform: uppercase;
  margin-top: 8px;
}
.qr-empty {
  display: flex; flex-direction: column; align-items: center; gap: 18px;
  color: var(--muted);
  text-align: center;
  max-width: 26ch;
}
.qr-empty .pulse {
  width: 88px; height: 88px;
  border: 1px dashed var(--line-soft);
  display: grid; place-items: center;
  color: var(--ink);
}

/* wetravel embed */
.wt-desktop { width: 100%; display: flex; flex-direction: column; }
.wt-stage {
  width: 100%;
  border: 1px solid var(--line);
  background: var(--bg);
  position: relative;
  overflow: hidden;
  min-height: 1400px;
  display: flex; flex-direction: column;
}
.wt-bar {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px;
  border-bottom: 1px solid var(--line-soft);
  background: #faf4e4;
}
.wt-dots { display: flex; gap: 6px; }
.wt-dots span { width: 9px; height: 9px; border-radius: 50%; background: var(--line-soft); }
.wt-url {
  font-family: var(--mono);
  font-size: 11px;
  color: var(--muted);
  background: var(--bg);
  border: 1px solid var(--line-soft);
  border-radius: 999px;
  padding: 5px 12px;
  flex: 1;
  text-align: center;
  letter-spacing: 0.02em;
}
.wt-lock { color: var(--leaf); }
.wt-body {
  flex: 1;
  position: relative;
  background: #fff;
}
.wt-body iframe { width: 100%; height: 100%; border: 0; display: block; }
.wt-fallback {
  position: absolute; inset: 0;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center;
  padding: 32px;
  gap: 18px;
  background: #fff;
  color: var(--ink);
}
.wt-fallback .mono { color: var(--muted); }
.wt-fallback h4 { font-family: var(--serif); font-weight: 500; font-size: 26px; line-height: 1.15; margin: 0; max-width: 22ch; }
.wt-external-option {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 16px 0;
  margin-top: 14px;
}
.wt-external-option .mono { color: var(--muted); font-size: 12px; }
.wt-external-note { max-width: 40ch; line-height: 1.5; font-size: 11px !important; }
.btn {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-weight: 500;
  padding: 13px 22px;
  background: var(--ink);
  color: var(--bg);
  border: 1px solid var(--ink);
  border-radius: 999px;
  cursor: pointer;
  display: inline-flex; align-items: center; gap: 10px;
  text-decoration: none;
  transition: transform 180ms ease, background 180ms ease;
}
.btn:hover { transform: translateY(-1px); }
.btn.ghost { background: transparent; color: var(--ink); }
.btn.ghost:hover { background: var(--ink); color: var(--bg); }
.btn.accent { background: var(--accent); border-color: var(--accent); color: #fff; }
.btn.accent:hover { background: var(--accent-2); border-color: var(--accent-2); }

/* bank tabs */
.bank-wrap { display: flex; flex-direction: column; gap: 18px; }
.bank-tabs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.bank-tab {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 18px 20px;
  font: inherit;
  color: inherit;
  display: flex; flex-direction: column; gap: 14px;
  text-align: left;
  cursor: pointer;
  transition: background 220ms ease, transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
  position: relative;
}
.bank-tab:hover { background: #faf4e4; transform: translateY(-2px); box-shadow: 0 14px 28px -22px rgba(20,17,11,0.35); }
.bank-tab.active { background: var(--ink); color: var(--bg); border-color: var(--ink); }
.bank-tab.active .bank-tab-num { color: rgba(244,239,226,0.7); }
.bank-tab.active::after {
  content: "";
  position: absolute;
  left: 50%; bottom: -10px; transform: translateX(-50%);
  width: 12px; height: 12px;
  background: var(--ink);
  border-right: 1px solid var(--ink);
  border-bottom: 1px solid var(--ink);
  transform: translateX(-50%) rotate(45deg);
}
.bank-tab-num { font-family: var(--mono); font-size: 11px; letter-spacing: 0.2em; color: var(--muted); text-transform: uppercase; }
.bank-tab-row { display: flex; align-items: center; gap: 12px; }
.bank-tab-flag { font-size: 22px; line-height: 1; }
.bank-tab-label { font-family: var(--serif); font-weight: 500; font-size: 20px; line-height: 1.15; letter-spacing: -0.005em; }
.wt-mobile { display: none; flex-direction: column; align-items: center; padding: 36px 20px; }
.wt-mobile .btn { width: 100%; text-align: center; justify-content: center; }
@media (max-width: 720px) {
  .wt-desktop { display: none !important; }
  .wt-mobile { display: flex; }
  .bank-tabs { grid-template-columns: 1fr; gap: 10px; }
  .bank-tab.active::after { display: none; }
}

/* bank card */
.bank-card {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  border: 1px solid var(--line);
  background: var(--bg);
  animation: fade 320ms ease both;
}
.bank-rows { padding: 12px 36px; }
.bank-row {
  display: grid;
  grid-template-columns: 150px 1fr auto;
  align-items: center;
  gap: 20px;
  padding: 18px 0;
  border-bottom: 1px solid var(--line-soft);
}
.bank-row:last-child { border-bottom: 0; }
.bank-row .mono { color: var(--muted); }
.bank-val { font-family: var(--serif); font-weight: 600; font-size: 20px; letter-spacing: -0.005em; line-height: 1.2; overflow-wrap: anywhere; }
.copy-btn {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  padding: 8px 14px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--bg);
  cursor: pointer;
  transition: background 160ms ease, color 160ms ease;
}
.copy-btn:hover { background: var(--ink); color: var(--bg); border-color: var(--ink); }
.copy-btn.copied { background: var(--leaf); color: #fff; border-color: var(--leaf); }
.bank-aside {
  background: var(--bg-2);
  padding: 28px 32px;
  display: flex; flex-direction: column;
  border-left: 1px solid var(--line-soft);
}
.bank-aside .mono { color: var(--muted); }
.bank-phone { font-family: var(--serif); font-weight: 500; font-size: 26px; letter-spacing: -0.01em; line-height: 1.1; margin-top: 6px; }
.bank-name { font-family: var(--mono); font-size: 10px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--muted); margin-top: 4px; }
.bank-note {
  margin-top: 22px;
  padding: 16px;
  background: var(--bg);
  border: 1px solid var(--line-soft);
  border-left: 2px solid var(--accent);
  border-radius: 2px;
}
.bank-note p { margin: 8px 0 0; font-size: 14px; line-height: 1.5; color: var(--ink-2); }
.bank-aside-footer {
  padding: 14px 20px;
  border: 1px dashed var(--line-soft);
  border-radius: 4px;
  color: var(--muted);
  font-size: 10px;
}
.bank-aside-footer b { color: var(--ink); }
@media (max-width: 1100px) {
  .bank-card { grid-template-columns: 1fr; }
  .bank-rows { padding: 6px 28px; }
  .bank-row { grid-template-columns: 130px 1fr auto; gap: 14px; padding: 16px 0; }
  .bank-val { font-size: 18px; }
  .bank-aside { padding: 24px 28px; border-left: 0; border-top: 1px solid var(--line-soft); }
  .bank-phone { font-size: 22px; }
}
@media (max-width: 720px) {
  .bank-row { grid-template-columns: 100px 1fr auto; }
  .bank-val { font-size: 16px; }
  .bank-rows { padding: 6px 22px; }
  .bank-aside { padding: 22px; }
}

/* bank stack — three stacked accounts (new layout) */
.bank-stack { display: flex; flex-direction: column; gap: 18px; }
.acct {
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--bg);
  overflow: hidden;
}
.acct-head {
  display: flex; align-items: center; justify-content: space-between;
  gap: 18px;
  padding: 22px 28px;
  background: #faf4e4;
  border-bottom: 1px solid var(--line-soft);
  flex-wrap: wrap;
}
.acct-head-left { display: flex; flex-direction: column; gap: 8px; }
.acct-num { color: var(--muted); }
.acct-label {
  font-family: var(--serif);
  font-weight: 500;
  font-size: 26px;
  line-height: 1.05;
  letter-spacing: -0.01em;
  margin: 0;
  display: flex; align-items: center; gap: 12px;
}
.acct-flag { font-size: 26px; line-height: 1; }
.acct-rows { padding: 4px 28px; }
.acct-row {
  display: grid;
  grid-template-columns: 200px 1fr auto;
  align-items: center;
  gap: 24px;
  padding: 18px 0;
  border-bottom: 1px solid var(--line-soft);
}
.acct-row:last-child { border-bottom: 0; }
.acct-row .mono { color: var(--muted); }
.acct-val { font-family: var(--serif); font-weight: 600; font-size: 19px; letter-spacing: -0.005em; line-height: 1.25; word-break: break-word; }
.acct-note {
  margin: 0;
  padding: 16px 28px 22px;
  background: rgba(177,74,47,0.06);
  border-top: 1px solid var(--line-soft);
}
.acct-note p { margin: 8px 0 0; font-size: 14px; line-height: 1.55; color: var(--ink-2); max-width: 90ch; }
.copy-btn.ghost { background: transparent; }

.bank-contact {
  margin-top: 8px;
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--bg-2);
  padding: 24px 28px;
  display: grid;
  grid-template-columns: 1fr 1fr 1.4fr;
  gap: 28px;
  align-items: center;
}
.bank-contact .mono { color: var(--muted); }
.bank-contact .bank-phone { font-family: var(--serif); font-weight: 500; font-size: 24px; letter-spacing: -0.01em; line-height: 1.1; margin-top: 6px; }
.bank-contact .bank-name { font-family: var(--mono); font-size: 10px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--muted); margin-top: 4px; }
.bank-ref {
  color: var(--ink-2);
  font-size: 14px;
  line-height: 1.5;
  border-left: 1px solid var(--line-soft);
  padding-left: 24px;
}
.bank-ref b { color: var(--ink); }
@media (max-width: 900px) {
  .acct-rows { padding: 4px 22px; }
  .acct-row { grid-template-columns: 130px 1fr auto; gap: 14px; padding: 16px 0; }
  .acct-val { font-size: 16px; }
  .acct-head { padding: 20px 22px; }
  .acct-label { font-size: 22px; }
  .bank-contact { grid-template-columns: 1fr; gap: 18px; padding: 22px; }
  .bank-ref { border-left: 0; border-top: 1px solid var(--line-soft); padding-left: 0; padding-top: 18px; }
}

/* closing */
.closing {
  padding: 56px 0 88px;
  border-top: 1px solid var(--line-soft);
  text-align: center;
}
.closing h2 {
  font-family: var(--serif);
  font-weight: 400;
  font-style: italic;
  font-size: clamp(22px, 2.4vw, 30px);
  line-height: 1.02;
  letter-spacing: -0.02em;
  margin: 0 auto 36px;
  max-width: 60ch;
  color: var(--ink);
}
.closing h2 em { color: var(--accent); font-style: italic; }
.closing-foot {
  display: flex; justify-content: center; align-items: center;
  border-top: 1px solid var(--line-soft);
  padding-top: 24px;
  margin-top: 40px;
  gap: 24px;
  flex-wrap: wrap;
}
.closing-foot .mono { color: var(--muted); }

/* lotus + ornaments */
.lotus-bg {
  position: absolute;
  right: -60px;
  top: 60px;
  width: 460px;
  opacity: 0.06;
  pointer-events: none;
}
@media (max-width: 900px) {
  .lotus-bg { width: 280px; right: -80px; top: 40px; }
}

/* step indicator inside panel */
.steps {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 24px;
}
.step {
  display: flex; align-items: center; gap: 8px;
  color: var(--muted);
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.step .n {
  width: 22px; height: 22px;
  border: 1px solid var(--line-soft);
  border-radius: 50%;
  display: grid; place-items: center;
  font-size: 10px;
  color: var(--muted);
}
.step.done .n, .step.current .n {
  background: var(--ink); color: var(--bg); border-color: var(--ink);
}
.step.current { color: var(--ink); }
.step-line {
  flex: 1;
  height: 1px;
  background: var(--line-soft);
  max-width: 28px;
}

/* animation */
.fade-in { animation: fade 420ms ease both; }
@keyframes fade {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: none; }
}

/* selected summary banner */
.summary {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  padding: 16px 20px;
  background: var(--bg-3);
  border: 1px solid var(--line);
  border-radius: 4px;
  margin-bottom: 18px;
  gap: 14px;
}
.summary .left { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.summary .amt {
  font-family: var(--serif);
  font-weight: 500;
  font-size: 26px;
  line-height: 1;
  display: flex; align-items: baseline; gap: 8px;
}
.summary .amt .mono { font-size: 10px; }
.summary .mono { color: var(--muted); }
.summary .change {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  background: transparent;
  border: 0;
  cursor: pointer;
  color: var(--accent);
  padding: 6px 0;
  border-bottom: 1px solid currentColor;
  white-space: nowrap;
  align-self: center;
}

/* toast */
.toast {
  position: fixed;
  left: 50%; bottom: 28px;
  transform: translateX(-50%);
  background: var(--ink);
  color: var(--bg);
  padding: 12px 18px;
  border-radius: 999px;
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  z-index: 50;
  animation: toast 1800ms ease both;
}
@keyframes toast {
  0% { opacity: 0; transform: translate(-50%, 10px); }
  15%, 85% { opacity: 1; transform: translate(-50%, 0); }
  100% { opacity: 0; transform: translate(-50%, 10px); }
}